Top 10 No Annual Fee Credit Cards – Free Cards For Life

Top 10 No Annual Fee Credit Cards – Free Cards For Life | The economic period

Given the plethora of credit cards on the market, it’s not easy to choose one that meets your needs, offers benefits, and the best value for money. Cards that offer privileges charge high membership fees and annual fees. However, each bank or card issuer usually offers lifetime free cards that offer the best of both worlds: charge no membership fees or annual fees, but offer benefits. To make your card selection process easier, we have listed the top 10 free cards for life that offer good features.

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IDFC FIRST WEALTH
IDFC First offers four free cards, but we’ve selected the best two, with the best deals, rewards points for lifestyle expenses, travel benefits and insurance. INTEREST RATE: 0.75-3.5% per month accident cover of Rs.10 lakh and lost card liability cover of Rs.50,000.Full travel insurance cover of $1,200. to Rs.1,000) on the transaction value of the first EMI made within 90 days of card generation. and on your birthday.6X and 3X reward points on online and offline spending up to Rs.30,000 per month.OTHER FEATURESBuy one, get deal on movie tickets up to Rs.250 on the Paytm mobile app (twice a month). merchant offers. Up to 20% off at over 1,500 restaurants. Up to 15% off at over 3,000 restaurant health and wellness outlets. 4 complimentary domestic and international airport lounges, spa visits per quarter. 2 complimentary rounds of golf per month. .400/month.

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IDFC FIRST SELECTION
Just like Wealth, the Select card is also rich in features similar to the first, but less numerous. It still offers very good value for money.INTEREST RATE: 0.75-3.5% per monthWELCOME BENEFITSWelcome voucher worth Rs 500 for spending Rs 15,000 or more within 90 days following card generation. 5% refund (up to Rs 1,000) on the transaction value of the first EMI made within 90 days of card generation. .6X and 3X reward points on online and offline purchases, respectively, for spending up to Rs.25,000 per month. OTHER FEATURES Buy one get one on movie tickets up to Rs.250 on Paytm. restaurantsUp to 15% discount at over 3,000 health and wellness outlets4 free visits to airport and national railway lounges per shift.Free roadside assistance worth Rs 1,399: Air accident cover Rs.1crore.Personal accident cover of Rs.5 lakh and lost card liability cover of Rs.50,000.Comprehensive travel insurance of Rs.22,500.

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HSBC PLATINUM VISA
The card offers good spending discounts, offers good rewards benefits and travel features. INTEREST RATE: 3.3% per month vouchers.3 airport lounge access at domestic and international lounges or 3 meal vouchers (airport restaurants in India). 150 rewards spent.5X after spending Rs.4 lakh with a maximum of 15,000 accelerated reward points in an anniversary year. OTHER FEATURES Airline miles conversion on InterMiles, British Airways and Singapore Airlines. canceled and an emergency card issued in 3 days. Emergency cash at more than 22,000 points of sale worldwide. 15% discount on select products.

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KOTAK 811 #DREAMDIFFERENT

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KOTAK 811 #DREAMDIFFERENT

It has a good rewards program and membership benefits, in addition to rail surcharge waiver and card liability coverage. .WELCOME BENEFITS500 bonus reward points on Rs.5,000 spent in the first 45 days.REWARD POINTS2 reward points for every Rs.100 of online spending.1 reward point for every Rs.100 of other spending. petrol pumps for expenses from 500 to 3,000 rupees. Surcharge waiver of 1.8% for transactions on irctc.co.in and 2.5% for Indian Railways booking counters up to a maximum of Rs 500 per annum. Cash withdrawal up to 90% of total credit limit. No interest for up to 48 days on cash advance. Rs.750 cashback or 4 PVR tickets on annual expenditure of Rs.75,000.

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AMAZON PAY ICICI BANK

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AMAZON PAY ICICI BANK

It’s a good card for spending online, especially if you’re an Amazon Prime member. amazon.in and at more than 100 Amazon Pay partner merchants. OTHER FEATURES 15% off at over 2,500 restaurants across India through its culinary treats program. 1% fuel surcharge waiver on all fuel pumps. 3% cashback on Amazon for non-Prime members. 2% cashback at over 100 Amazon Pay partner merchants. 1% cashback on all other expenses.

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ICICI BANK PLATINUM CHIP

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ICICI BANK PLATINUM CHIP

While not as feature-rich as some of the other cards on this list, it still offers some good reward points and discounts. INTEREST RATE: 3.4% per month reward point on every Rs.100 spent on utilities and insurance categories.

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BARODA PRIME BANK
You can get this card against a fixed deposit of Rs.15,000 or more without any proof of income. fraudulent transactions if the loss of the card is reported immediately. Free personal accidental death coverage. OTHER FEATURES 1% Cash Back on all spend. over Rs 2,500 can be converted to 6/36 month EMI. Up to 3 free additional cards for life for spouse, parents, siblings or children (over 18). 50 days of interest-free credit from the date of any purchase.

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IDBI ASPIRE PLATINUM
The card has good spending deals and discounts, and the interest rate is slightly lower, but it doesn’t offer any insurance. WELCOME BENEFITS500 Delight Points when used for the first time within 30 days or 300 Delight Points when used between 31 and 90 days from date of issue.INTEREST RATE 2.9% per monthOTHER REWARD POINTS FEATURES2 Delight Points for every Rs.150 spent on travel, shopping, restaurants, movies, etc. for Rs.400-4,000 expenses.Discounts on airport shopping, hotel, car rental, etc.Travel concierge services by Visa.INSURANCENA

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AXIS BANK SELECT (BORDEAUX)

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AXIS BANK SELECT (BORDEAUX)

To be eligible for this variant, you must have the Burgundy savings account with a net monthly salary credit of `3 lakh. If you do, you can enjoy many benefits for free. WELCOME BENEFITS Amazon voucher worth Rs 2,000 on first card transaction, which must be completed within 90 days of card issuance. REWARD POINTS 10 Axis EDGE Reward Points on every spend of Rs.200.2X Reward Points for every Rs.200 spent on retail purchases.OTHER FEATURES20% off up to Rs.500 per month on a minimum purchase of Rs. .2,000 on BigBasket.40% off up to Rs.200 on Swiggy.Rs 0,300 on second ticket on BookMyShow.Priority Pass membership with 6 international lounge visits per year.5,000 Edge points on spending Rs.3 lakh the anniversary year.6 free rounds of golf per year. 4,000 expenses. 20% reduction in partner restaurants. % a month

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DHANLAXMI BANK PLATINUM

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DHANLAXMI BANK PLATINUM

While it doesn’t offer membership perks or a rewards program, its cashback and travel insurance offers are pretty good. 35 lakh air accident insurance (death).Up to Rs 25,000 for loss of baggage.$500 for loss of travel documents.$300 missing flight due to transshipment.$300 for more than 12 hours of delay in receiving checked baggage (international). more than 12 hours flight delay (international). WELCOME BENEFITS SNAREWARD POINTS N OTHER FEATURES online. Global emergency customer support.

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